Food business

How To Start a Business in the City for $100k or Less

• Food trucks have start-up costs ranging from $30k-$80k for basic ingredients and necessary equipment.

• Auto repair shops are great investments for entrepreneurs. This evergreen industry ensures profits through economic downturns.

• Cleaning services are low-cost investments, with start-up costs ranging from $10k-$20K and the flexibility to choose which projects to take.

• Event planning offers entrepreneurs the chance to break into a lucrative industry for as little as $5K-$20K in start-up costs.

Starting a business in the city can be daunting. But it doesn’t have to be expensive! Believe it or not, you can start plenty of businesses for $100k or less. If you’re an aspiring entrepreneur looking to break into the world of business ownership without breaking the bank, read on. Here are a few great businesses you can start in the city for $100k or less:

Food Truck

Food trucks offer aspiring restaurateurs an affordable way to break into the restaurant industry without spending a fortune on overhead costs associated with traditional brick-and-mortar restaurants. On average, starting up a food truck will cost anywhere from $30k-$80k, depending on what type of cuisine you choose to specialize in and how much equipment you need to buy or lease. If you’re looking to get into the food truck business, start with something safe as you build your customer base. Here are some foods that will always be a hit:


People love pizza, and you don’t need to spend a lot of money on ingredients. You can start selling pizzas with just a few basic ingredients, and you’ll be sure to have customers lining up.

Ice Cream

Nothing says summer like ice cream, so setting up shop in the city is a great way to capitalize on that craving. Not only is it relatively inexpensive to buy ingredients and equipment, but you can expect decent profits because of the high demand.


Burgers are great for any time of day, and they’re a classic option that everyone loves. Additionally, you don’t need to spend a lot of money on ingredients: just some beef, buns, and condiments.


Tacos are popular street foods, and they require relatively inexpensive ingredients. Plus, you can offer different types of tacos to appeal to a wide variety of tastes.

Food trucks provide entrepreneurs with tremendous flexibility – they can serve customers at festivals and events all over town while avoiding high overhead costs associated with traditional restaurants.

Auto Repair Shop

Car repair

Auto repair shops are great investments for those looking to get their foot in the door as a business owner. With a modest budget of $50k-$70k, you can purchase the necessary equipment and hire a few skilled mechanics who will help keep your shop running smoothly. Automotive repair is an evergreen industry that has proven its staying power through economic downturns, making it an attractive option for entrepreneurs on a budget. Just remember to get the right auto repair shop insurance coverage for your business. This will help protect you if any unfortunate incidents occur on your premises. The right insurance coverage will also help you attract more customers and keep your shop running smoothly.

Cleaning Service

Cleaning services can be profitable businesses if done right, as they don’t require much capital investment upfront and typically have low operating costs once established. Start-up costs range from $10k-$20K depending on whether you purchase or lease your cleaning equipment and supplies, hire employees, and/or outsource work to independent contractors. Cleaning services also offer tremendous flexibility. Most cleaners only work part-time hours during regular business hours, which makes them ideal for those wishing to maintain another job while building their business from home within their local community.

Event Planning Services

Event planning

Event planning services allow entrepreneurs to break into a lucrative industry without spending too much money. Start-up costs for this type of business usually range from $5K-$20K depending on how many events you plan to take on at once, whether you decide to hire additional staff or outsource work, and the amount of marketing materials you need (website, logo design, business cards/flyers). Additionally, event planning services allow entrepreneurs to work with clients on an as-needed basis and choose which projects they want to take on depending on their interests and availability.

Starting a business in the city doesn’t have to cost an arm and a leg. With these ideas, you can get started with just $100k or less. Whether it’s starting up a food truck, auto repair shop, cleaning service, or event planning services – there are plenty of opportunities for entrepreneurs looking to break into the world of business ownership without breaking their budget. As long as you’re willing to put in the effort and do your research on what type of venture will be most profitable for your specific situation, success is within reach!

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